01 / OWNER
One Individual
The business is operated by an individual entrepreneur in their own name.
Individual Business Licensing in Indonesia
Individual Business Registration & NIB OSS in Indonesia
Sea Digitalis assists individual entrepreneurs with business registration in Indonesia, from reviewing business activities and KBLI classification to OSS registration, NIB issuance and identifying additional licenses based on the applicable risk level.
- ✓ KBLI Analysis
- ✓ OSS Registration
- ✓ NIB Application
- ✓ Licensing Review
Individual Business
OSS RBA
Individual Entrepreneur
Indonesian Citizen
01
Business Activities
Identify the actual activities
02
KBLI
Business activity classification
03
OSS & NIB
Business registration
04
Business Licensing
Based on risk classification
What Is an Individual Business in Indonesia?
An Individual Business is a business activity conducted by an individual entrepreneur in their own name. Under Indonesia's Risk-Based Business Licensing framework, an eligible Indonesian individual may register as a business actor through OSS and obtain the required business registration and licensing. An Individual Business is different from an Individual Company (Perseroan Perorangan) because it does not establish a separate limited liability company.
Understanding the Structure
Key Characteristics of an Individual Business
An Individual Business may be suitable for an individual entrepreneur who intends to conduct business in their own name without first establishing a separate legal entity such as a limited liability company.
02 / STRUCTURE
Not a PT
An Individual Business is not a limited liability company and does not have shares, Directors, Commissioners or a General Meeting of Shareholders.
03 / OSS
NIB Registration
An individual business actor may register business activities through OSS and obtain an NIB in accordance with the applicable requirements.
04 / LICENSING
Risk-Based Licensing
Licensing requirements depend on the KBLI, risk classification, business scale, location and applicable sector-specific regulations.
Important Distinction
Individual Business vs Individual Company
Although both structures may involve only one individual, an Individual Business and an Individual Company (Perseroan Perorangan) are legally different.
Individual Business
Business in Your Own Name
The entrepreneur conducts business directly as an individual without establishing a separate limited liability company.
- ✓ Operated by an individual
- ✓ No shareholding structure
- ✓ No Directors or Commissioners
- ✓ Business registration through OSS
Individual Company
Separate Legal Entity
An Individual Company or Perseroan Perorangan is a form of limited liability company established under the special framework applicable to qualifying micro and small businesses.
- ✓ Established by one individual
- ✓ Has separate legal entity status
- ✓ Has company capital and shares
- ✓ Separate corporate administration
Documents & Information
Requirements for Individual Business Registration
The information and supporting documents required may vary depending on the business activities, KBLI, location, business scale and applicable risk classification.
Identification details of the individual business owner.
Tax identification information where required
for the relevant administrative process.
Active telephone number and email address.
Business address or location information.
Description of the business activities to be conducted.
Appropriate KBLI classification for the business activities.
Business scale and other information required
by the OSS system.
Additional supporting documents if the activity requires
basic requirements or sector-specific business licensing.
KBLI
Indonesian Standard Industrial Classification
Choose the Appropriate KBLI Before Applying for an NIB
KBLI classifies the business activity conducted by the entrepreneur and is an important basis for determining the risk level, Business Licensing, requirements and obligations applicable to the activity. The KBLI should therefore reflect the actual business activity rather than being selected only because its title appears similar.
Risk-Based Business Licensing
NIB and Business Licensing Depend on the Risk Level
Indonesia applies a Risk-Based Business Licensing framework. The licensing requirements for each activity may therefore differ according to its risk classification and the applicable KBLI requirements.
Risk Level
Low Risk
For qualifying low-risk activities, the NIB may constitute the required Business License, subject to the applicable obligations.
Risk Level
Medium-Low Risk
Licensing may involve an NIB and a Standard Certificate in the form required under the applicable risk-based licensing framework.
Risk Level
Medium-High Risk
Licensing may require an NIB and a Standard Certificate that must satisfy the applicable verification process before certain activities may be carried out.
Risk Level
High Risk
High-risk activities may require an NIB and the relevant business license before the regulated business activity may be conducted.
Scope of Services
Sea Digitalis Individual Business Registration Services
We assist individual entrepreneurs in preparing their business registration based on the actual activities and applicable licensing requirements.
Structure Consultation
Review whether an Individual Business is an appropriate structure for the proposed activities.
Business Activity Review
Identify the actual business activities that will be conducted by the entrepreneur.
KBLI Analysis
Match the proposed activities with the relevant Indonesian business classifications.
OSS Registration
Assistance with the registration of business actor and business activity information through OSS.
NIB Application
Assistance with obtaining the Business Identification Number for registered activities.
Licensing Review
Review whether Standard Certificates, licenses, PB UMKU or other approvals are required.
Registration Process
Individual Business Registration Process in Indonesia
Unlike the establishment of a separate legal entity, the process focuses on identifying the business actor, classifying the activities and completing the relevant business registration and licensing.
01
Consultation
Understand the proposed business model and activities.
02
Structure Review
Review whether an Individual Business is suitable for the proposed business.
03
KBLI Selection
Determine the appropriate classification based on the actual business activities.
04
Data Preparation
Prepare the owner's information, business location and activity details.
05
OSS Registration
Register the business actor and business activity information through OSS.
06
NIB Issuance
Process the Business Identification Number for the registered activities.
07
Risk Review
Review the applicable risk classification and related licensing requirements.
08
Additional Licensing
Complete additional licenses or requirements where applicable.
Important to Understand
Can You Start Operating Immediately After Obtaining an NIB?
Not always. The NIB is an important business identification document under Indonesia's Risk-Based Business Licensing framework. However, the licensing process does not necessarily end with the NIB. Depending on the KBLI, risk level, location and sector, the business may also require a Standard Certificate, Business License, PB UMKU, basic requirements or other approvals before or during its operations.
Service Fees
How Much Does Individual Business Registration Cost?
The service fee depends on the business activities, number of KBLI classifications, risk level and the additional Business Licensing required.
Individual Business
OSS, NIB & Business Licensing
Request Quotation
Tailored to your activities and licensing requirements
- ✓ Initial consultation
- ✓ Business structure review
- ✓ Business activity and KBLI analysis
- ✓ OSS registration assistance
- ✓ NIB application assistance
- ✓ Review of additional licensing requirements
Legal & Compliance
Individual Business Licensing in Indonesia
Business registration and licensing should reflect the business actor, actual activities and applicable risk classification under Indonesia's Risk-Based Business Licensing framework.
Individual
Government Regulation No. 28 of 2025 recognizes eligible individuals as one category of business actor that may apply for Business Licensing.
Risk-Based Licensing
Government Regulation No. 28 of 2025 provides the principal framework for Risk-Based Business Licensing and its administration through OSS.
KBLI & Licensing
Licensing requirements depend on the business classification, risk level, scale, location and applicable sector-specific requirements.
An Individual Business does not create a legal entity separate
from its owner. As the business develops, adds other owners,
requires a different ownership structure, or needs a more formal
separation between the entrepreneur and the business, another
legal structure may need to be considered based on the applicable
requirements.
FAQ
Frequently Asked Questions About Individual Business Registration
Key questions about NIB, OSS, KBLI, Individual Companies and Risk-Based Business Licensing in Indonesia.
An Individual Business is a business activity conducted by an individual entrepreneur in their own name. Under Indonesia's Risk-Based Business Licensing framework, an eligible Indonesian individual may register as a business actor through OSS and apply for the required Business Licensing.
No. An Individual Business operated directly by an individual does not create a separate legal entity such as a limited liability company. It should therefore be distinguished from an Individual Company or Perseroan Perorangan.
An Individual Business is operated directly by an entrepreneur in their own name and is not a separate limited liability company. An Individual Company or Perseroan Perorangan is a limited liability company established under the special framework applicable to qualifying micro and small businesses and has separate legal entity status.
Yes. An eligible individual may register as a business actor under Indonesia's Risk-Based Business Licensing system and obtain an NIB for registered business activities in accordance with the applicable requirements.
Registering a business directly as an individual through OSS is different from establishing a legal entity that requires a Deed of Establishment. However, separate agreements or legal documents may still be required depending on the transactions, activities and business arrangements involved.
Business activities registered through OSS must be classified under the appropriate KBLI. The KBLI is an important basis for determining the applicable risk level, Business Licensing, requirements and obligations.
Not always. The required licensing depends on the business activity and its risk classification. In addition to the NIB, certain activities may require a Standard Certificate, Business License, PB UMKU or other approvals.
Under Government Regulation No. 28 of 2025, an individual applying for Business Licensing under this category is an Indonesian citizen who is legally competent to act and perform legal acts.
Operating as an Individual Business does not by itself prevent an entrepreneur from employing workers. If employees are hired, the business owner should comply with the applicable employment, social security, tax and other relevant obligations.
An individual business actor may register relevant business activities provided those activities can be conducted by that type of business actor and the applicable classification, licensing and other requirements are satisfied.
For the individual business actor category under Government Regulation No. 28 of 2025, the individual is an Indonesian citizen who is legally competent to act. Foreign investment or business activities involving foreign ownership should be reviewed under the appropriate legal and investment structure.
The timeline depends on the readiness of the required information, KBLI determination, OSS account and system conditions, risk classification, and whether additional licensing or requirements must be completed.
Yes. Sea Digitalis can review the proposed business activities and assist in identifying the relevant KBLI before proceeding with OSS registration.
The service fee depends on the business activities, number of KBLI classifications, risk level and scope of licensing required. A quotation can be provided after the proposed activities and requirements have been reviewed.
Start Your Business Registration
Ready to Register Your Individual Business in Indonesia?
Tell us about the business activities you plan to conduct. Sea Digitalis can assist with reviewing the business structure, determining the appropriate KBLI, completing OSS and NIB registration, and identifying the Business Licensing requirements applicable to your activities.
Sea Digitalis · Legal & Business Services Indonesia